Final Salary modeller

Once you have reviewed your options please fill out your retirement form with your preferred level of pension or cash and return this to USS. We will then contact you to confirm the final level of your benefits.

Please note that this modeller is intended for illustrative purposes only. The quotation is based on the market-related factors available at the date of calculation. The factors used to calculate your actual retirement benefits will be those appropriate to the month in which you retire. Please contact USS if you want a formal quotation.

This modeller does not provide any promise or guarantee regarding the level of benefits shown, and the modeller should not be regarded as financial advice or used for financial planning for retirement purposes. The modeller should be used in conjunction with other available information when making decisions about your pension arrangements. USS is governed by a trust deed and rules and your benefits will always be paid in accordance with the trust deed and rules (as amended from time to time). If there is any discrepancy between this tool and the trust deed and rules, the latter will prevail.

No personal data is stored on this tool. However, you are responsible for ensuring that you exit the tool when you finish, to ensure that no personal data is accessible.

We strongly recommend that you take independent financial advice before making, or refraining from making, any decisions about your USS benefits. You can find an independent financial adviser through the following website www.unbiased.co.uk. Please note that you may be charged a fee for any advice.

Please note that this modeller is not appropriate if you are due to have a deduction made to your benefits. Any deductions applicable to you will be detailed on your provisional retirement quotation. Please refer to USS in these circumstances.

Neither Universities Superannuation Scheme Ltd nor any of their officers or employees accept any responsibility or liability for any loss, damage or inconvenience caused by action taken (or a decision not to take action) as a result of information provided by this modeller. We have complete discretion to modify any part of this tool or remove it in its entirety without warning or liability arising from such an action.